Being at the source of information is crucial for judgment.
In an increasingly turbulent financial environment, it is extremely important to be at the source of information and to judge how and in what way to act. Through financial analysis, we provide information on relevant facts and, based on the facts, we suggest decisions for future business, often in several variants. In this sense, financial analysis is necessary for those who manage and those who run the business of the company.
The analysis does not correct the shortcomings realized in the business, but it allows to avoid the recurrence of omissions, i.e. to eliminate the observed negatives in the future business.
The investment study is prepared for the needs of small, medium and large companies and municipalities, cities and counties, or all applicants for large investment projects. The content of the investment study meets the requirements of HBOR, the Ministry of the Economy, Labor and Entrepreneurship, and the structure required by domestic and foreign commercial banks and funds.
The investment study is used to obtain bank loans, individual EU funds and incentives from individual ministries. The most significant results of the investment study are the calculation of the expected profitability of the project through a series of common static and dynamic project indicators and financial statements.
A business plan is a written document that contains a detailed analysis of investment in the business, future business results and solutions to possible risk situations that may occur in the future. A well-developed business plan gives a complete assessment of the cost-effectiveness of the planned and at the same time warns of potential risks and tries to minimize them. In addition, the probability that a commercial bank will approve a loan is greatly increased if your business plan is prepared by consultants who have the necessary knowledge and experience.
By presenting such a quality business plan, you show the bank that you know what you want and how you will achieve it, and you give a clear picture of how you will repay the loan to the bank by realizing your own idea.
Due diligence includes financial and tax analysis, legal analysis, analysis of technology, human resources, business operations and post-transaction analysis. Therefore, an examination of macroeconomic conditions and the conditions of the industry itself is involved in the process. In a company that someone wants to buy, the entire business is examined: equipment, assets, quality of management, marketing, production, the risks that arise from it and other business. In short, everything that could interest the buyer or seller.
These are also two parties that order due diligence – the buyer, in order to know as objectively as possible the value of what he is buying, and the seller, to know what he has at his disposal when selling.